Let FHA help you Buy a Florida Home

FHA Loans Help you purchase a Florida home FHA loans have been helping Florida homebuyers become homeowners since 1934. Why apply for an FHA mortgage? The Federal Housing Administration (FHA) â€" which is part of HUD â€" insures the loan, so your lender can offer you a better deal. Low down payments only 3.5% Seller can pay up to 6% of your closing cost. No Min Credit score requirements. What does FHA have for you? Buying your first home?An FHA mortgage loan might be just what you need. Your down payment can be as low as 3.5% of the purchase price, and most of your closing costs and fees can be financed into the purchase. Purchase a Florida home up to 4 units. Want a fixer-upper? With the FHA 203K you can purchase a Florida home and include all the costs in one loan. Or, if you own a home that you want to re-model or repair, you can refinance what you owe and add the cost of repairs - all in one mortgage loan. Financial help for seniors Are you 62 or older? Do you live in
your home? Do you own it outright or have a low loan balance? If you can answer "yes" to all of these questions, then the Florida FHA Reverse Mortgage might be right for you. It lets you convert a portion of your equity into cash. Want to make your home more energy efficient? You can include the costs of energy improvements into an FHA Energy-Efficient Mortgage. How about manufactured housing and mobile homes? Yes, FHA has financing for mobile homes and factory-built housing. We have two loan products â€" one for those who own the land that the home is on and another for mobile homes that are - or will be - located in mobile home parks.

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